Management & Professional Liability
You've worked hard to build and grow your business. We can help you help keep it safe.
Getting Coverage Should be Simple.
Accidents, natural disasters, and lawsuits could run you out of business if you’re not protected with the right insurance. Management and professional liability coverage can fill in the gaps to make sure both your personal assets and your business assets are fully protected from unexpected catastrophes.
Contact us today to find out which coverage makes sense for your business, and compare terms and prices to find the best deal for you. See below for more information on the different types of coverage we specialize in, including professional liability insurance, employment practices liability insurance, and directors & officers coverage.
What is Professional Liability Insurance?
Professional liability insurance protects against financial loss as a result of malpractice, errors, and negligence. If your business provides services to others, you need comprehensive, cost-effective insurance to protect you financially from damages or legal costs that may arise. Professional liability (E&O) insurance, also known as errors and omissions insurance, provides the coverage you need.
Who Should Consider Professional Liability Insurance?
If you provide what could be classified as a professional service, you should consider carrying professional liability (E&O) insurance. Contact our team to learn more.
What is Employment Practices Liability Insurance?
Employment practices liability insurance, often called EPL insurance or EPLI, provides coverage to employers against claims made by employees alleging:
Discrimination (e.g. based on sex, race, age, or disability)
Wrongful termination
Harassment
Other employment-related issues (e.g. a failure to promote)
Who Should Consider Employment Practices Liability Insurance?
Employment practices liability insurance can protect your business against claims of discrimination, wrongful termination, and many other employment-related suits. Any prospective, current, or past employee can bring a lawsuit against your business, and many small businesses can’t afford to pay the high costs of defending themselves legally.
Whether or not the claim is valid - an EPLI policy will give you the resources you need to defend your business against a lawsuit. Contact our team to learn more.
What is Directors and Officers Liability Insurance?
Directors and officers liability insurance, known as D&O insurance, protects the company and its executives from certain claims made against them. Shareholders, competitors, and others can sue a company’s directors and officers, putting their personal assets at stake. D&O insurance protects these assets from lawsuits alleging leaders of wrongful acts managing the business.
Who Should Consider Directors and Officers Liability Insurance?
D&O insurance is typically the best fit for businesses with high liabilities, those that need to attract quality executive leadership, and businesses with a board of directors. However, any business with a corporate board or advisory committee should consider investing in D&O insurance, including non-profit organizations.
Contact our team to learn more.
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