Commercial Auto

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What is Commercial Auto Insurance?

 

Commercial auto insurance covers injuries that you or your employees may cause to other people and their property while driving. A commercial auto insurance policy has different coverages that are designed to address particular business needs but typically include:

  • Auto Liability

  • Collision Coverage

  • Medical Payments

  • Property Damage

  • Uninsured Motorist Coverage

 

Who Should Consider Commercial Auto Insurance?

 

If you or your employees use your vehicle as part of your business, you need a commercial auto policy. Vehicles included in commercial auto coverage include:

  • Cars

  • Vans

  • Pickup trucks

  • Service utility trucks

  • Food trucks

Businesses that may benefit from having commercial auto insurance include:

  • Contractors (electrical, excavation, plumbing, HVAC)

  • Retail stores (for deliveries, events, advertising, etc.)

  • Wholesalers & distributors

  • Food & beverage

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